Primary Residential Mortgage
See if you Qualify for USDA Home Loans!qualify for USDA Home Loan
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ELIGIBILITY MAP

USDA Home Loan Eligibility Requirements

USDA Home Loan eligibility will be determined by your financial history, and the property you're choosing to buy. First, the property in question must be in a USDA defined rural area. USDA defined rural areas can change from state to state, but are typically defined as any property located in a rural area, open country, or an area with less than 25,000 residents. This means that even if a property is located on the outskirts of a major city, in some small suburban community, it may still be defined as USDA eligible. For more information on a USDA eligible property in your area, please contact your PRMI representative.

Secondly, your financial and credit history will be evaluated. You need to have an above average credit history with a minimum credit score of 620, and no outstanding debt payments in collections, and no foreclosures or bankruptcies in the past 3 years. You must have steady and reliable income and be able to prove that you can afford monthly mortgage payments, as well as any other bills and previous debts you may have incurred. You must be a U.S. citizen, and be within in the income limitations for that designated area.

USDA Home Loan Advantages:

100% financing home loans

Primary Residential Mortgage, Inc.
1725 S Berry Knoll Blvd
Centennial Park, AZ 86021
928-875-2875
NMLS # 3094
Branch NMLS # 6421
Branch MLO Numbers
AZ- MLO 0105030
MA- MC3094
OH- MB.802748.043-BR/ SM.501914.001
NMLS 137825
MLO 0913757
MLO 26883
MLO137825
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Equal Opprtunity Lender

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.